How Canadian retirees would benefit from longer CPP and OAS deferral periods

A new report by the C.D. Howe Institute shows that retirement savers would benefit from greater flexibility and security with a longer deferral period for Canada and Quebec pension plans. Deferring Receipt of Public Pension Benefits: A Tool for Flexibility also demonstrates that deferring public pension benefits makes retirement planning cheaper for...

A new report by the C.D. Howe Institute shows that retirement savers would benefit from greater flexibility and security with longer deferral periods for Canada and Quebec pension plans. Deferring Receipt of Public Pension Benefits: A Tool for Flexibility also demonstrates that deferring public pension benefits makes retirement planning cheaper for Canadians who use capital accumulation plans such as RRSPs and defined contribution plans.