In today’s climate of market volatility, rising costs and complex succession decisions, business owners and entrepreneurs are seeking greater financial clarity and strategic direction. As they navigate uncertainty and aim to protect what they’ve built, many are turning to a more integrated approach to planning.

“Entrepreneurs and business owners face a unique set of pressures during periods of economic uncertainty,” says Jasmine Marichic, wealth advisor | client relationship manager at Nicola Wealth. “Volatility prompts critical questions: Am I doing enough beyond my business to secure my future? Am I truly positioned to adapt to what’s ahead?”

Nicola Wealth helps clients address these questions through integrated financial planning that connects investment, tax, insurance, estate and philanthropic strategies into one cohesive framework.

Building beyond the business

Many entrepreneurs keep the majority of their wealth tied up in their companies. While this can drive growth, it can also increase concentration risk. Nicola Wealth works with clients to develop diversified portfolios that extend beyond the business. This includes access to private investments, typically unavailable to individual investors, that follow pension-style strategies.

“By combining disciplined planning with access to both public and private investments, we help clients build financial resilience and long-term flexibility, even in uncertain times,” Marichic says.

Confidence through planning

From cash flow modelling and tax optimization to succession strategies, Nicola Wealth’s approach empowers business owners to make informed decisions. This is especially critical at inflection points such as a business sale or liquidity event.

“Clients appreciate that we understand the complexity of their lives,” Marichic adds. “We meet them where they are and help them shift from business growth to wealth preservation and legacy planning.”

Philanthropy with purpose

Philanthropy is often an important part of legacy planning, and Nicola Wealth offers a robust solution through the Nicola Wealth Private Giving Foundation (NWPGF).

Through NWPGF, clients can establish donor advised funds, flexible giving vehicles that allow individuals and families to support the causes they care about while maximizing tax efficiency.

“Our clients often want their financial success to translate into something bigger,” Marichic says. “Through the Nicola Wealth Private Giving Foundation, we help them build strategic giving plans that reflect their values, while also enhancing their overall estate and tax planning.”

A long-term relationship

What sets Nicola Wealth apart is its relationship-based approach. Clients work with a dedicated advisory team that collaborates with their accountants, lawyers and other professional advisors to ensure full alignment across their financial affairs.

“In times like these, choosing the right financial partner can be one of the most pivotal decisions an entrepreneur makes,” Marichic says. “It’s about finding a team that understands both business and personal financial needs and has the experience to guide you through every stage.”

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This material is distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Please speak to your Nicola Wealth Advisor regarding your unique situation. Nicola Wealth Management Ltd. (Nicola Wealth) is registered as a Portfolio Manager, Exempt Market Dealer and Investment Fund Manager with the required securities commissions.